Profitable on paper. Resilient in cash?
Explore growth, liquidity reserves and debt obligations through one connected illustrative cash-flow model. Change a decision, compare outcomes and interrogate the trade-offs.
Illustrative · Millions (M) · No currency assumed · Not financial adviceContinue your distribution scenario
Imported values are estimates based on fulfilled daily cases and product unit prices. Customer credit days, warehouse costs, logistics costs and actual opening cash are not automatically translated into the finance forecast. Check all finance assumptions before drawing conclusions.
Can growing sales consume your cash?
Adjust growth, customer collections and operating commitments.
One set of assumptions is shared across all three questions. Switching tabs does not reset your scenario.
See the connected consequences
Illustrative monthly cash projection
Inspect the calculation assumptions and limitations
Six equal months. Billed sales grow from a base monthly level using a user-defined monthly growth rate. A fixed percentage of each month's invoices is collected the following month; the rest is collected immediately. Opening receivables are excluded. Cash outgoings include a fixed percentage of billed sales, monthly fixed commitments, monthly debt service and an optional one-time shock in month three. Debt service is treated as a scheduled cash payment, not an amortising loan model. This is not an accounting profit forecast, a bank-standard DSCR, a cash-conversion-cycle model, or a validated liquidity forecast. Cash can become negative in the scenario to reveal a funding gap; borrowing facilities are not assumed.
Copying is local to your browser. No scenario is sent or stored remotely.